Merchant Account Reviews has customer reviews for different merchant account services. Here are the top 5 merchant account services that we recommend:

Best Merchant Account Credit Card Services in 2026

RankServiceRatingMore Info
1Visit PaymentSphere Payment ProcessingIIIIi
2Goto Clarity Merchant ServicesIIIIi
3Goto Entrust Merchant SolutionsIIII0
4Visit High Risk Credit Card ServicesIIIi0
5Best Credit Card Processors in 2020III00

Click here for more info about the merchant account services that we recommend.

Pivotal Payments


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Reviews of Pivotal PaymentsBusinesses need to accept credit and debit cards to compete because customers want to have the flexibility of buying what they want without the need to carry cash. Pivotal Payments provides merchant services in the industry, enabling business owners to serve customers quickly and efficiently. Pivotal Payments operates a financial network that provides secure, PCI-compliant services that deduct money from consumer credit cards and transfer it to a merchant account. Business owners receive money from credit card sales after funds settle. Pivotal also handles disputed transactions and chargebacks, so business owners can focus on their mission rather than the details of every sale. The best payment technologies and the best customer service make Pivotal the preferred choice for almost any business. Read on…

Electronic Transfer


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Reviews of Electronic Transfer's merchant accountsElectronic Transfer offers credit card processing for internet merchants and has been in operation since 1989. It is listed as an accredited business through the Better Business Bureau and offers a variety of products and services including, but not limited to, wireless mobile processing, retail payment solutions and online credit card processing. Additional services for approved merchants also include 24 hour customer support and free fraud screening. As a PCI compliant company, Electronic Transfer meets the standards of the Security Standards Council for credit card security, and with a 98 percent approval rate, most applicants are approved to open a merchant account. There are no costs associated with the application or set up. Electronic Transfer makes it possible for online merchants to accept major credit cards in their businesses. Read on…

Merchant Equipment Store


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Merchant Equipment Store reviewsMerchant account services provided by Merchant Equipment Store (MerchantEquip.com) empower businesses and organizations to accept credit card, e-check and gift card payments. Modern shoppers often do not carry cash, but carry credit and debit cards instead. This trend puts cash-only businesses at a disadvantage, but MerchantEquip.com can help. Merchant accounts, transaction processing services and credit card processing equipment from Merchant Equipment Store outfit businesses with everything they need to accept non-cash payments. Read on…

Google Checkout


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Reviews of Google CheckoutGoogle Checkout is an online merchant account service that makes it possible for you to accept payments on your website. While Google is primarily known for its search engine and advertising programs, it also offers Google Checkout as a tool for webmasters to use. It is similar to some of the other online payment processing companies, but it does provide a unique spin on the industry overall. If you’re in the market for a merchant account from a trusted source, Google Checkout is a program that you should consider. As with other merchant account providers, Google Checkout offers the ability to set up the program on your site with either the HTML or XML-based API. Before making your decision, you’ll need to consider the individual aspects of the program and what it has to offer in comparison to the other popular merchant account options out there. Reviewing these key areas can help you make an educated decision. Read on…

PaySimple


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PaySimple reviewsPaySimple began when a pair of business partners set out to create a way that would help landlords collect rents faster and easier than ever before. The partners ran an advertising service for property owners and discovered that collecting payments presented one of the largest problems property owners faced. Now, PaySimple offers payment services to various small businesses and provides automated billing to other organizations.

Recognized as an award-winning product, PaySimple offers important financial services that help businesses get paid faster. E-check processing makes getting paid via ACH payments easy. Business owners can also schedule automatic billing schedules that allow tenants and customers to pay with credit cards. Cloud-based customer management software makes the accessing of billing and payment histories easy. A special feature called Data Entry Saver integrates PaySimple with business accounting programs.

What Businesses Use PaySimple?

PaySimple works for small businesses and property owners who need to automate billing and accept payments by credit card and by electronic checks. Businesses that use PaySimple include fitness gyms, apparel stores, web hosting companies and rental property managers.

Customer Service

Customers can access a customer support portal where they can open support tickets online. Merchants can also log on to check the status of ongoing trouble tickets, and they can add extra information if necessary.

Price/Fee Structure

PaySimple offers two services. The first, InvoiceSimply, costs $11 per month and allows merchants to create and distribute electronic invoices automatically. This service interacts with other software programs and services an unlimited number of customers.

The other service, PaySimplePro, costs $34.95 per month and allows businesses to accept credit cards and e-checks. Each payment processed costs an additional fee. Visa, MasterCard and Discover payments cost $.29 + 2.39 percent of the transaction total to process. American Express payments cost $.15 +2.89 percent of the transaction total to process. Every e-check payment processed by PaySimple costs you $.55.

Unique Features of PaySimple

Unlike other payment processing services, PaySimple provides customer management software that helps businesses keep track of their payments and invoices. The software also allows business owners to configure recurring bills. Automatic receipt distribution, credit card expiration alerts and failed payment notices proactively keep payments coming in on time.

MerchantAccountProviders.com


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MerchantAccountProviders.com reviewsMerchantAccountProviders.com approves about 99 percent of all applications it receives for merchant accounts. This stunning approval rate gives hope to new business owners who struggle with credit and risk issues but still need to grow sales. Cash-only businesses have trouble expanding because most consumers want to pay with credit and debit cards. Merchant Account Providers goes the extra mile to provide sellers the tools they need to accept non-cash payments inside their local or virtual stores. The company also supports mobile payment processing options for freelancers and service professionals who can build their businesses by accepting on-the-spot payments. Read on…

Banctek


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Reviews of Banctek SolutionsBanctek with its credit card processing services allows businesses to accept credit card payments from shoppers. These services also support debit card and e-check processing, so customers can choose how they want to pay when they shop. Any business that moves from cash-only sales to a model that accepts almost every possible form of payment instantly sells more because more people can buy. Business owners and managers should contact Banctek Solutions today to start their application and to receive a quote. Read on…

Securenetshop


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Securenetshop merchant services logoSecurenetshop started as a web design company in 1997; however, its clients had a need for shopping cart solutions. Initially, Securenetshop tried using third-party vendors to solve its clients’ shopping cart requirements but realized this was not the solution. The company designed its own program and eventually dedicated 100% of its focus on website shopping cart services. Today, the company’s expanded services include merchant accounts and website builder solutions. The company is dedicated to servicing its customers with high quality service, superlative customer service, top product design, and reliable support at an affordable price. The goal oriented and highly focused company offers online solutions to build successful businesses. Whether it is a merchant account or an online shopping cart issue, Securenetshop has the right solution. Read on…

Axcess Merchant Services


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Axcess Merchant Services reviewsAxcess Merchant Services is UK based and services seasoned online businesses. It helps merchants form solid banking relationships in order to process online payments. Transparency and straightforwardness are principles Axcess utilizes to better commercial service for merchants. In the past, Axcess ran similar businesses offering online payment processing; however, in 2000 it decided to address the needs of well-established businesses. The company understands that these businesses require products and services to meet their complex needs. The principles of keeping everything simple and understanding merchants’ requirements sets this particular company apart from other online payment services. Axcess works with merchants to assess the processing relationship with their card-acquiring partner and develops solutions. Further, they recognize that businesses differ and work to provide payment solutions for them. Read on…

Service Related


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Service Related merchant companyService Related saves business owners and merchants money because of their relationships with major United States bankcard processors. In addition, there are tools that give customers the opportunity to grow and manage their businesses. An attractive offer for business owners and merchants guarantee low card processing fees and free ServiceRelated.com tools. If a business or merchant does not save money on card processing, Service Related will pay the merchant $500. Use of the customer management tools efficiently keeps track of contacts, customers and vendors. Making use of the sales lead database and the customer relationship management tools help create tailored marketing campaigns. Customers can efficiently analyze business data and lists from the sales lead database and manage their campaigns online with the relationship management tool. Read on…

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