Businesses often make the mistake of only looking at merchant account rates when evaluating companies that offer merchant services. This is not a good way to evaluate competitors because it does not take into account if there are termination fees, the level of customer service they offer, and the choices and requirements for POS equipment. Charge.com and Merchant Warehouse will be evaluated to show the importance of a proper evaluation of a company. (more…)
There really isn’t any such thing as a free merchant account service. No one works for nothing so if you find one that says they are free, they may be a scam. Charge.com is a merchant account service that says they offer many free services but for a limited time only, while Merchant Warehouse does not list their fees at all. They say that every business is different so their fees will differ. Before signing a contract with a merchant account service be sure that they charge no hidden fees and that they don’t gradually increase over time. (more…)
A merchant account provider gives business owners the ability to accept credit card payments, wire transfers, debit accounts, and other forms of payment in both traditional and e-commerce retail settings. Business owners have a number of options when searching for a merchant account provider. It is wise for clients to do a merchant account comparison between providers to help decide what is best for their business. Charge.com and PayLane.com are two such services and business owners have a lot to decide upon when comparing these providers.
Charge.com Offers Limited Types of Payments for all Types of Business
Charge.com is a United States-based merchant account provider. It is good for small to mid-size businesses. Charge.com accepts credit card payments for e-commerce websites, as well as for traditional businesses, like retail stores and restaurants. It offers free, 24-hour live customer support, no cancellation fees to cancel a contract, and new customers can apply and get approved online for a Charge.com account. In addition to its merchant services, Charge.com offers a number of free services– like shopping cart icons for client websites, free search engine software, and no-cost setup fees. Charge.com is generally good for businesses that do not have a lot of liquid cash flow and start-up money. Fees start at varying prices and are based on the client’s transaction volume. Payments accepted include Visa, MasterCard, American Express, Discover, and Diner’s Club. A drawback, however, is that Charge.com is not accredited by the Better Business Bureau (BBB).
PayLane.com Suited for E-Commerce Clients Looking for Large Variety of Payment Options
PayLane.com is a European-based merchant account service. It is good for e-commerce clients and clients that need payments by mail and phone orders. It does not support traditional retail stores and restaurants. PayLane.com clients can expect 24-hour telephone support and updates by PayLane through social media like Twitter and Facebook. A perk to business owners is that the name of the transaction will be that of the client’s business, not “PayLane”, to allow clients to build their branding. Payments accepted include Visa, MasterCard, Discover, PayPal, and a number of wire transfer agencies and European-based bank debit cards. Fees start at .12 euros plus, a commission fee of 2% per transaction.
Do Your Homework and Compare
Because of the differences in services offered, it is clear that doing a merchant account comparison is important for business owners. Charge.com and PayLane.com are just two of the many merchant account providers available to clients. A thorough comparison will ensure that business owners get all of the services that they and their customers need.
Charge.com is a large payment processing company that offers merchant accounts and other services that make it easy for merchants to accept credit card payments. This type of service is essential for any e-commerce business that wants to accept online transactions and helps almost any type of business sell more and improve customer service. Merchant services accounts are often hard for small businesses to get because they often lack the necessary credit history. Charge.com makes the process easier by targeting its products to that type of customer with affordable service plans that have very low startup costs. Charge.com is owned by a larger company called Pipeline Data Processing, so it has access to many resources and processing options that smaller merchant services providers do not have. (more…)
Best Merchant Service
Our preferred merchant account service for August 2025 is Merchant Processor, one of the pioneers in credit card processing. Low rates, Month to Month Agreements, Honest & Upfront Sales Practices.
Businesses often make the mistake of only looking at merchant account rates when evaluating companies that offer merchant services. This is not a good way to evaluate competitors because it does not take into account if there are termination fees, the level of customer service they offer, and the choices and requirements for POS equipment. Charge.com and Merchant Warehouse will be evaluated to show the importance of a proper evaluation of a company. (more…)
